Tutwiler Success Stories

On January 8, 2011, a toilet supply line burst in an upscale two-story home causing significant damage to the bathroom, bathroom cabinetry, drywall, insulation, baseboards, doors, door frames, kitchen cabinets, and custom oak wood flooring located throughout the dwelling.

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In early 2011, a major electrical fire erupted in a Siesta Key residence causing significant damage throughout the insured’s winter vacation home.  Immediately following the loss, the homeowners reported the damage to their insurance company and an adjuster was assigned to handle the claim.  Two weeks later, the adjuster provided the homeowners with his repair estimate for the house damage and immediately issued a check the same day in the amount of $47,945.32.  Was this a fair insurance settlement offer?

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On July 15, 2011, a popular sports bar and restaurant located in Clearwater, FL suffered substantial losses as a result of damage caused by a utility electric power surge.  The powerful surge damaged kitchen equipment, air conditioning units, numerous high definition televisions, speaker systems, neon lights located throughout the restaurant, the “Open” sign in the front window as well as the businesses illuminated signage located on the shopping plaza directory.

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In July of 2009, Matrix Inc. an online sporting goods retailer and located in Safety Harbor, FL experienced a devastating fire in their main warehouse destroying the majority of their inventory. Tutwiler & Associates was hired with Michael Platts as the lead public adjuster assisted by Mr. Rick Tutwiler due to the size and complexity of the loss. The Tutwiler team realized the need to expedite the claim in order to get the client back into business.

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Tornadoes wreaked havoc through the Tampa Bay area on March 31, 2011.  Among those affected was a prominent St. Petersburg shopping center that had a portion of its roof torn off creating leaks throughout the building. A large retailer who was the anchor store, as well as three other businesses suffered damage.  The property owner promptly reported the claim to his property insurance carrier located in Jacksonville, Florida.  In turn the carrier sent out a local independent adjuster who wrote an estimate to repair the northwest corner of the roof plus some interior damage.  In this instance the building owner had a large windstorm deductible and the local independent adjuster’s estimate came in at a lower amount than the deductible. While the property carrier acknowledged coverage, they sent a courtesy letter to the owner stating that no payments could be made because it was under the windstorm deductible.  Meanwhile, the owner called in a general contractor whose initial estimate was far in excess of the deductible.

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This Cape Coral homeowner hired a roofing contractor to install a new roof during a remodeling project.  The roofing contractor removed the old roof without properly covering the openings in the roof. After an afternoon rain shower the following day the homeowner discovered water damage in multiple rooms of the house.

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Fire caused extensive damage to this Nakomis, Fl home’s interior.  After filing their claim, the insurance company did an inspection and presented the homeowner a settlement estimate for slightly more than $100,000.00.

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Beach Cottage Condominium, in Indian Rocks Beach, Fl is a high end condominium complex composed of two residential buildings, a parking garage, pool deck with swimming pool, and spa.  While planning for routine maintenance and repair scheduling a professional engineer discovered hidden decay in various parts of the buildings.

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In July of 2010, a prominent real estate group that owned a building in Tampa’s Ybor City which housed a well known nightclub was informed by their tenant that two air conditioning units on the roof were not working. Upon inspection, the owners were shocked to see the A/C units had been severely vandalized and stripped of their copper parts....

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As the State Fire Marshal could not determine a cause or point of origin...

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