Tutwiler Success Stories

Tropical Storm Debby slammed the west coast of Florida on June 24, 2012, bringing heavy wind and rain resulting in wide-spread flooding.  The Palm of Madeira Resort Condominium Association hired public adjuster Michael Platts of Tutwiler & Associates based upon prior contacts resulting from a previous loss.

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Sagatom Business Inc. owns a mini-mart operating in Wimauma, FL along with other locations.  The owners were referred to public adjuster Michael Platts of Tutwiler & Associates to help with the insurance claim two days after a fire loss.

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Mr. Richard Spenceley, owner of R.C. Spenceley Inc., owned and occupied a multi-story commercial building in the harbor of St. Thomas. A vacant building next door caught fire and resulted in significant damaged from fire, smoke, and water damage to their business personal property. Upon learning of the extensive damages incurred and the complexity of the claim, the Spenceleys realized they needed professional adjusting help and called Tutwiler & Associates to fly down and represent them in their claim with their insurance company.

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This Tampa family trusted their insurance company to do the right thing when they made a claim for possible sinkhole activity.

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When this Tampa family’s new insurance company required cracks on the outside walls to be fixed before they would provide homeowners insurance, they realized that sinkhole activity could be causing the cracks.

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Ocean Palms Condominium is a 38-floor, 262-unit very high-end condominium located in Hollywood Beach, FL.  On November 11, 2011 Ocean Palms suffered a stoppage in the building’s plumbing system that resulted in multiple floor and units being damaged. The association immediately hired restoration people to clean up the areas affected.

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On November 9, 2011 a large fire erupted in an upscale Largo, Florida condominium building as a result of a cooking accident by one of the building’s unit owners, causing extensive fire, water and smoke damage to the building and all property owned by the unit owners.

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When this Spring Hill homeowner began noticing cracks around the pool deck and his floor tile buckled, he knew something bad was happening. Then, his suspicions were confirmed when testing identified sinkhole activity at his next-door neighbor’s house. He made a claim with his insurance company fully expecting to be treated fairly. Unfortunately, after testing his house, the insurance company denied his sinkhole claim citing a myriad of policy exclusions. At the recommendation of his neighbor, the homeowner contacted public adjuster Keith Grams of Tutwiler & Associates to represent him in his claim.

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After getting no response from their insurance company representative, the owners of Tampa’s most famous jazz club were referred to Tutwiler & Associates. Public adjuster Mike Platts handled the claim and after a thorough investigation he found that the carrier had improperly applied the mold limit to the contents.

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On July 6, 2011 an electrical fire broke out in a rental property located in St. Petersburg, Florida.  Major smoke damage ensued as well as water damage caused by the fire department extinguishing the fire.  Since the condition of the dwelling made it uninhabitable, the tenants were forced to move out causing the property owner to sustain additional losses in rental income.

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