Hurricane Gustav made landfall near Cocodrie, LA on September 1, 2008 as a Category 2 hurricane. In her path was a community of apartment buildings located in Baton Rouge, Louisiana. Most of the buildings’ roofs were damaged allowing water inside the interiors causing major damage to interior finishing as well as tenants personal property. The property owner, the CEO of an international corporation headquartered in Owensboro, Kentucky initially attempted to settle the loss in-house. This entailed coordinating multiple inspections to the inside and exterior of each unit to calculate the damages in terms of scope and price as well as responding to the numerous requests from the insurance carrier. Complicating the loss adjustment was the fact each building was underwritten with its own property policy...

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In 2004, Hurricanes Charley, Frances and Jeanne wreaked havoc across West Central Florida. One Central Florida family we had the honor to represent had the misfortune of being struck by all three hurricanes just weeks apart.  The family was displaced from their home and also suffered personal hardships unrelated to the hurricanes.  Exhausted haggling with the insurance carrier and unsatisfied with their prior representation, the family hired public adjuster Ed Collier of Tutwiler & Associates in 2007...

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On September 16, 2004, Hurricane Ivan struck the Florida panhandle causing massive flood and wind damage. Our client's home was totally destroyed and the debris was washed away. The insured recovered flood policy limits from the National Flood Insurance Program (NFIP), but their losses far exceeded the flood limits... 

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