The Southernmost House, one of America's most photographed and historical buildings, is located at the southernmost point in the city of Key West, Florida. The eye of Hurricane Georges passed over Key West causing significant damage to this structure. The insurance company's opinion of the amount of loss and damages following inspection and reports by their engineers, adjusters and contractors was that wind damage totaled $18,041.00. Tutwiler and Associates, Inc. ultimately concluded the claim for $228,073.00 or $210,032.00 more than the insurance carrier's first offer— MORE THAN 12 TIMES THE INSURANCE COMPANY'S EVALUATION!