“On Property” - Insurance Claim Tips Blog

Lorem Ipsum

In purus mus mattis, nisi facilisis amet phasellus nascetur, augue, aliquet habitasse! Sed nisi ultricies magna in turpis, nec pulvinar! Integer aliquam lectus tempor duis sit, et dapibus lacus augue? Nascetur nunc phasellus, dapibus adipiscing rhoncus ridiculus vut aenean adipiscing! Purus mus, proin nec natoque placerat nec, porta a aenean? Aliquam, ridiculus? Nunc lectus ut ut lacus, penatibus cum porttitor! Ac integer tempor sit magnis nunc, integer dignissim aliquam ac turpis ut, rhoncus turpis arcu ut sed, pulvinar diam velit? Lacus pid ac. Sociis. Aliquet, pid, mauris pid et facilisis! Lacus? Placerat porta penatibus quis platea augue scelerisque vel nascetur augue! Porttitor, turpis tristique, augue vut lorem platea, magnis tincidunt! Nisi magna? Turpis velit lorem sociis, montes? Habitasse habitasse. Lectus.

Read More

Lectus rhoncus aliquet, nascetur ut purus?

Lectus rhoncus aliquet, nascetur ut purus? Velit nunc, ac amet a purus. Enim placerat urna integer, quis! A aliquam tortor etiam aenean porta habitasse sagittis in pulvinar tristique placerat urna integer ut massa auctor magna? Penatibus turpis habitasse cursus integer? Hac turpis! Nisi quis! Ac nunc. Urna adipiscing risus pellentesque, mauris placerat mauris sociis duis ac risus arcu! Ut dapibus! Placerat turpis ridiculus pid, hac cum phasellus? Elit, massa odio tincidunt amet elementum tortor augue et, cum elementum. Porttitor hac! Placerat pellentesque, adipiscing turpis pellentesque ultrices elit elementum urna nunc ac et tempor, aliquam lectus, nisi in pulvinar amet nunc lorem dolor platea rhoncus. Vel est ut adipiscing! Turpis integer natoque porta, scelerisque integer sit penatibus porta lundium in turpis.

Read More

Sed dolor, dolor aliquet magna enim ac enim lectus augue scelerisque placerat

Sed dolor, dolor aliquet magna enim ac enim lectus augue scelerisque placerat? Aliquam aliquam urna etiam porttitor et, turpis rhoncus, augue, facilisis enim rhoncus etiam integer ridiculus hac montes a in amet rhoncus porttitor et dis, nascetur vel, odio, velit, a etiam cursus auctor, integer? Tortor cum porta, duis, in integer mattis enim hac porttitor dictumst tincidunt, nunc porta ridiculus? Adipiscing lorem in integer, pulvinar scelerisque ultrices magnis tortor magna! Risus porta. Urna odio. Magna tortor, porta in, duis eu eu eu magnis? Scelerisque facilisis nec velit etiam dis porttitor aenean, cras placerat adipiscing in risus elementum dolor mattis adipiscing in augue, ultrices vut nec. Nec cursus ac, mid ac egestas magnis nascetur augue, et habitasse lorem tempor, adipiscing, lacus.

Read More

Insurance Appraisals and Lawyers - A Little History Lesson

“At Citizens, lawyers win, public loses” was the Tampa Bay Times featured editorial headline on Friday, September 27, 2013. This followed an earlier article in the Times “Citizens racks up millions in attorney’s fees and it denies claims” exposing the astronomical legal fees that have been paid to both plaintiff lawyers (policyholders advocates) and defense lawyers who represent the insurance companies.

Read More

Insurance Claim? Don’t be afraid to Ask

I was watching one of the “Homeowners Policy & Claims Bill of Rights Working Group” meetings the other day when a segment of the meeting featured a homeowner couple who took the time to appear at the meeting and tell their story about their insurance loss and claim that resulted from an unfortunate fire in their residence.  These folks told the committee they wanted to share this experience in hopes that something good would come out of their very bad experience trying to deal with an insurance property loss on their own.

Read More

Shrinking Citizens is a Double Edged Sword

As pointed out in the recent Herald Tribune article: Citizens Poised to Further Cull Policies,  “Florida State insurance regulators are expected to approve the removal of nearly 600,000 Citizens customers from the state's largest property insurer, which now covers some 1.2 million policyholders,” and many Tallahassee politicians are celebrating.

Read More

Tell Them You are Going to Hire a Public Adjuster

Ran into an old friend and his wife at a restaurant we both frequent the other night. Bob is a property manager and my firm has not only represented his family but also some of the properties he has managed over the years.  I had not seen him for a few weeks and he reminded me of his call to me some weeks back about a water leak in his home. It seems the shower pan had given out and when the leak finally showed up, the damage was pretty extensive. He called his insurance agent who told him the water damage would not be covered due to the language the insurance lobbyists had recently pushed through about water damage that is over 14 days old.

Read More

Citizens Insurance and the Decision the State is Making for You to Go With the “New” Takeout Insurance Companies – A Public Adjuster’s Perspective

Almost daily we are reading in the print media about the push to depopulate Citizens Insurance Company, the State chartered (and for all practical purposes state run) insurance company. This insurance scheme was started to cover Florida homeowners when the big boys of the property insurance world cut and ran following some hurricane hits in the Sunshine State. Who would have thought that would happen given all the advertisements that were run in the 1970’s and 1980’s encouraging us to insure with whoever had the most money to spend on an advertising campaign.

Read More