Hurricane Charley passed directly over the Charlotte County Art Guild located in Punta Gorda, Florida. The category 4 hurricane caused extensive damage to the exterior and interior of the building. After the insurance company's adjuster offered an insufficient recovery amount of $116,251, the Guild interviewed several public adjusting firms and hired the firm of Tutwiler and Associates, Inc. to represent them with their property loss claim. A final settlement of $489,471.00 was reached, an increase of over 400%.